Roof Insurance Claims – What You Need to Know and how 5280 can help!
If your home is hit by hail or strong Colorado winds, the real stress starts after the storm—repairing your property and dealing with insurance.
Two Ways to Handle the Aftermath:
The Hard Way or the Smart Way
The hard way means you’ll have to:
- Make your property temporarily livable (with tarps or boards)
- Search for and vet multiple contractors
- Navigate your insurance and mortgage companies
- Possibly work with city inspectors and utility providers
- And still manage your normal life
The smart way? Call 5280 Exteriors.
Insurance Companies Want to Pay You Less.
Insurance companies are great at collecting premiums—but not so great when it comes time to pay out. They know the process inside and out. Most homeowners don’t. That’s why the odds are stacked against you… unless you have someone on your side.
That’s where 5280 Exteriors comes in.
We know the insurance claims process. Our team uses the same software as insurance adjusters and understands the terminology. But unlike them, we work for you, not the insurance company.
Insurance FAQs
After a storm hits Colorado
When a major storm causes lots of damage, local contractors are overwhelmed and out-of-state contractors flood in.
Insurance companies scramble to keep up and send out adjusters—many of whom aren’t local or familiar with your town’s building codes.
Example: In Longmont, if a roof with 3-tab shingles has over 100 square feet of damage, the entire roof must be replaced. A non-local adjuster might miss that—and your claim could be thousands of dollars short.
Always get a second opinion—don’t let an adjuster pressure you into accepting a quick settlement.
Watch Out for Scams
Adjusters who discourage you from filing a claim. They might warn you your premium will go up. In most cases, it won’t—because hail is considered an “Act of God,” not your fault.
Contractors who offer lowball estimates. They may skip pulling permits or fail to bring your home up to code. That could mean denied inspections and more costly repairs later.
Contractors who take your insurance check and vanish. If you sign over your check too early, you could be left with no repairs—and no way to recover the money.
5280 Exteriors doesn’t ask for payment until substantial work is complete. That’s just the right way to do business.
You Need 5280 in Your Corner
You could hire a public adjuster to fight for a bigger claim. Or, you could work with 5280 Exteriors—we offer the same expertise at no extra cost. Our people are trained in claims processing, and they’re motivated to help you get the maximum payout.
Why do we do it for free?
Because we want to earn your trust and your business. You’re not required to hire us for repairs, but we believe once you see how we work, you’ll want to.
Not every insurance adjuster is bad. Some are great. But just like you’d get a second opinion before major surgery—you should get one for your home repairs too.
Call 5280 Exteriors at 720-707-6964
We’ll help you review your insurance claim and make sure you’re getting what you’re owed.
Roofing Contractors certified by GAF, North America’s Largest Roofing Manufacturer.
Start your roofing project today
Rest easy knowing your home is protected by quality craftsmanship and an ironclad warranty.
